Lee v. Portfolio Recovery Associates, LLC (PRA)

Circuit Court for the Twentieth Judicial Circuit, St. Clair County, Illinois
Case No. 16 SC 468
Consolidated With
Case No. 16 SC 1201
Case No. 16 SC 2745

If you are unsure whether you are part of the High-Balance or Low-Balance Subclass, enter your Class Member ID in the box below and hit submit for confirmation.

UPDATE: On December 23, 2020 distribution checks were mailed to all Low Balance Subclass members whom submitted timely Claims and all High Balance accounts received an automatic credit of $75 to their account with PRA.

You may benefit from this Settlement. Please read this entire website carefully. 

The Settlement Class entitled to possible compensation includes all persons against whom Portfolio Recovery Associates (“PRA”) filed a collection lawsuit in Illinois between March 11, 2013 and September 30, 2018, subject to the following exclusions: (1) persons who paid or settled their accounts in full without PRA obtaining a judgment; (2) persons whose accounts were discharged in bankruptcy; and (3) persons who passed away since PRA filed the collection lawsuit.


For Low-balance Subclass Members Only:

Submit a claim to possibly receive compensation and lose rights to sue separately.

If the Court grants Final Approval of the Settlement and if your claim is approved, you will be mailed a check for your equal share of the Settlement Fund once the Settlement becomes Final and either the time for appeal is over or, in the event of an appeal, the appeal is finally resolved with the Court affirming the Settlement and the time for further appeal has concluded.


Receive no payment and lose rights to sue separately.

If you do nothing, you will stay in the Settlement Class, be bound by any judgment entered by the Court, and you will release your claims against PRA about the collection lawsuits at issue, but you will receive no payment.


Get no compensation and keep rights to sue separately.

If you ask to be excluded from the Settlement you will not receive any compensation in the Settlement but you retain the right to file a claim separately.  However, please be aware that there are time limits for you to file a claim separately.


Tell the Court why you like or don't like the Settlement.

You must remain a member of the collective action to comment or object to the Settlement.  This means you cannot object to the Settlement if you also are asking to be excluded from it. If you object to the Settlement, and wish to file an objection rather than excluding yourself, you must submit your objection in writing.  If you submit an objection in writing by the postmark date, then the Judge will review and consider your objection.

This website is authorized by the Court, supervised by counsel and controlled by the Settlement Administrator approved by the Court. This is the only authorized website for this case.


Please read for a full explanation of the settlement and your options and all applicable timelines.


Contact us with any inquiries, comments, and/or requests.

Submit Claim

Click here to safely and securely submit a Claim Form.

Important Dates

  • Exclusion Deadline

    Friday, November 20, 2020
    You must complete and mail your request for exclusion form so that it is postmarked no later than November 20, 2020.
  • Objection Deadline

    Friday, November 20, 2020
    You must mail your objection(s) and/or notice of intent to appear at the Final Approval Hearing so that it/they are postmarked no later than November 20, 2020.
  • Claim Form Deadline

    Friday, November 20, 2020
    For Low-balance Subclass Members only: You must submit your Claim Form online no later than November 20, 2020, or mail your completed paper Claim Form so that it is postmarked no later than November 20, 2020.
  • Final Approval Hearing Date

    Thursday, December 3, 2020
    The Final Approval Order was granted on December 3, 2020. Please check this website for updates.

Important Documents

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